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Nidhi Company Registration

everything before you
register a Nidhi company

8 decision-stage guides for founders planning a Nidhi company: what it costs, the documents you need, the NDH-4 declaration and its deadline, membership and net-owned-funds conditions, and yearly compliance.

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Guide 1 of 8

Nidhi Company Registration Cost in India (2026): Fees, Capital and What You Actually Pay

What Nidhi company registration costs: professional fee, MCA fee, stamp duty, and why the paid-up capital and NOF are not fees.

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Guide 2 of 8

Documents Required for Nidhi Company Registration (Incorporation and NDH-4 Checklist)

A checklist of documents for Nidhi company registration: director and member KYC, office proof, MOA/AOA, and NDH-4 declarations.

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Guide 3 of 8

Nidhi Company Registration Process and Timeline: Incorporation, then the 120-Day Path to NDH-4

The Nidhi registration process step by step: incorporation, the 120-day NDH-4 deadline and the 45-day decision window.

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Guide 4 of 8

Nidhi Company Requirements (2026): Members, Net Owned Funds, Paid-Up Capital and Deposit Ratios

Every number a Nidhi company must meet: members, directors, NOF, paid-up capital, the 1:20 ratio and unencumbered deposits.

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Guide 5 of 8

NDH-4 Declaration for a Nidhi Company: Deadline, Process and What Happens If You Miss It

The 120-day NDH-4 rule for new Nidhi companies, the 200-member and ₹20 lakh NOF test, the steps, and the cost of missing it.

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Guide 6 of 8

Nidhi Company vs NBFC vs Cooperative Society: Which Structure Fits a Member Savings and Lending Group?

Regulator, members-only rule, deposit insurance and set-up burden compared for Nidhi, NBFC and cooperative credit society.

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Guide 7 of 8

Nidhi Company Annual Compliance and Returns: NDH-3, AOC-4, MGT-7, Audit and Deadlines

The Nidhi compliance calendar: half-yearly NDH-3, AOC-4, MGT-7, audit, auditor's certificate and event-based NDH-2.

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Guide 8 of 8

Nidhi Company Registration at Shunya: What the ₹1,999 Professional Fee Covers and What It Does Not

What Shunya's ₹1,999 professional fee covers for Nidhi company registration, what is billed separately, and how to start.

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Nidhi registration — quick answers

Frequently Asked Question

How much does Nidhi company registration cost with Shunya?

Shunya's professional fee is ₹1,999. Government fees, state stamp duty, the DSC issuer's charge and other third-party costs are billed separately, and your CA walks you through them on your callback.

Frequently Asked Question

What conditions must a new Nidhi company meet?

As of September 2026, for companies incorporated on or after 19 April 2022, Form NDH-4 must be filed within 120 days of incorporation, by which time the company needs 200 members and net owned funds of ₹20 lakh. Your CA confirms the current requirements.

Frequently Asked Question

Who can a Nidhi company lend to and accept deposits from?

Only its own members. A Nidhi company cannot run chit funds, hire-purchase or leasing finance, insurance business, or acquire securities.

Frequently Asked Question

What happens if the NDH-4 deadline is missed?

Missing the deadline blocks certain filings such as SH-7 and PAS-3, and a rejected NDH-4 stops the company from accepting deposits or making loans. Plan the timeline from the date of incorporation.

Ready to register your Nidhi?

Request a free callback or pay the ₹1,999 professional fee online. Government fees and other statutory costs are billed separately at actual cost.

Professional fee ₹1,999. Government fees, statutory costs and any third-party charges are billed separately; your CA walks you through them on your callback.